Don't Let Your FSA or HSA Go to Waste
We accept Flexible Spending Accounts (FSA) and Health Savings Accounts (HSA) for prescription eyeglasses, sunglasses, and lens upgrades. Most FSA funds expire December 31st—put them to good use on quality eyewear!
Easy Payment
Use your FSA/HSA card at checkout
See How Much You'll Save
Using pre-tax FSA/HSA dollars means you save on federal, state, and FICA taxes.
Calculate Your Savings
Not sure? Most full-time employees are in the 22-24% bracket.
Your Estimated Savings
Total Tax Savings
$73
That's 37% less than paying out-of-pocket!
Instead of $200 out-of-pocket
* Savings are estimated based on typical tax rates. Actual savings depend on your individual tax situation. State tax rates vary; we've estimated 5% for illustration. Consult a tax professional for personalized advice.
Reminder: Most FSA funds expire December 31st. Order by December 20th for delivery before year-end.
What's Covered by FSA & HSA?
Prescription eyewear is a qualified medical expense under IRS guidelines. Here's what you can purchase with your pre-tax dollars:
Prescription Eyeglasses
All prescription glasses including single vision, progressive, and bifocal lenses
Starting at $49
Prescription Sunglasses
Polarized and non-polarized prescription sunglasses with UV protection
Starting at $79
Reading Glasses
Over-the-counter reading glasses (no prescription required)
Starting at $29
Blue Light Glasses
Prescription blue light filtering lenses (non-Rx may require LMN)
+$25 add-on
Lens Coatings & Upgrades
Anti-reflective, scratch-resistant, photochromic, and other lens treatments
Varies
Contact Lenses
Prescription contact lenses and contact lens solution
Coming soon
Generally NOT Eligible
- Non-prescription fashion sunglasses
- Non-prescription colored contacts
- Eyeglass cases (unless medically necessary)
- Cleaning cloths and accessories (check with your plan)
* Eligibility may vary by plan. Check with your FSA/HSA administrator for specifics.
How to Use Your FSA/HSA at Moneti
It's easy to use your pre-tax healthcare dollars. Choose the method that works best for you:
Option 1: Pay Directly
Use your FSA/HSA debit card just like a regular credit card at checkout.
- 1Shop and add items to your cart
- 2Enter your prescription details
- 3Select your FSA/HSA card at checkout
- 4Complete your purchase—done!
Option 2: Get Reimbursed
Pay with any card, then submit your receipt for FSA/HSA reimbursement.
- 1Complete your purchase with any payment method
- 2Receive itemized receipt via email
- 3Submit receipt to your FSA/HSA administrator
- 4Receive reimbursement (typically 1-2 weeks)
Our receipts include all required information: itemized products, prescription details, and our Tax ID.
Shop FSA/HSA Eligible Eyewear
Browse our collection of prescription-ready frames
Frequently Asked Questions
Everything you need to know about using FSA & HSA for eyewear
A Flexible Spending Account (FSA) is a tax-advantaged account offered by employers that lets you set aside pre-tax dollars for qualified medical expenses, including prescription eyewear. FSA funds typically must be used by December 31st of each plan year (some plans offer a grace period or limited rollover).
A Health Savings Account (HSA) is a tax-advantaged savings account available to individuals enrolled in a High-Deductible Health Plan (HDHP). Unlike FSAs, HSA funds roll over year to year and the account is yours to keep even if you change jobs. You can use HSA funds for qualified medical expenses including prescription eyewear.
The main differences are: FSAs are employer-owned and funds typically expire at year-end, while HSAs are individually owned and funds roll over indefinitely. HSAs require enrollment in a high-deductible health plan, while FSAs don't. Both offer tax advantages and can be used for prescription eyewear.
Simply select your FSA or HSA debit card as your payment method at checkout. Most FSA/HSA cards work just like a regular Visa or Mastercard. If your card is declined, you may need to submit for reimbursement instead.
Some FSA/HSA cards require additional verification. If declined, you can pay with a regular credit card and then submit your receipt to your FSA/HSA administrator for reimbursement. We provide itemized receipts that include all necessary information.
After placing your order, you'll receive an itemized receipt via email. Submit this receipt along with a reimbursement claim form to your FSA/HSA administrator. Most administrators allow online submissions. Reimbursement typically takes 1-2 weeks.
Generally, non-prescription fashion glasses are NOT eligible. However, non-prescription blue light glasses may be eligible if you have a Letter of Medical Necessity (LMN) from your eye doctor. Over-the-counter reading glasses are typically eligible. Check with your plan administrator.
There's no limit on what you can spend with us—as long as you have funds available in your FSA or HSA account. 2024 FSA contribution limits are $3,200 for individuals. HSA limits are $4,150 for individuals and $8,300 for families.
Most FSA funds expire on December 31st of the plan year. Some employers offer a grace period (up to 2.5 months) or allow a limited rollover (up to $640). Check with your HR department or plan administrator for your specific deadline.
Yes! You can use your vision insurance benefits first, then pay any remaining balance with your FSA/HSA funds. This is a great way to maximize your savings on prescription eyewear.
Ready to Use Your Benefits?
Don't let your hard-earned FSA/HSA dollars go to waste. Shop now and get quality prescription eyewear before your benefits expire.